Who We Are


We have no sales quotas. We have no proprietary products to sell. Nobody tells us what to do. Our complete focus is on making the best decisions we can for you.


The Investment Advisors Act of 1940 requires us to put our clients’ interests before our own, to fully disclose any conflicts of interest, and to adhere to a “prudent expert” standard of care. We wouldn’t want it any other way.


Our compensation comes from fully-disclosed planning and investment advisory fees. Our interests are aligned with yours. Our success depends on your success. (TriageFoundations is flat-fee program.)


Wealth management involves far more than investments. In fact, our planning team spends most of its time helping clients target and track progress toward walk-away wealth, protect assets against litigation, transfer wealth between generations, optimize education savings and tuition payments, and design robust retirement income streams.

Our Philosophy

We believe that your lifetime financial results will be dominated by the decisions you make at a limited number of inflection points. Our job is to help you make the right decisions, in spite of the emotions you may have. We’re more committed to your financial security than to your short-term psychological comfort.


Meet the Advisors

James S. Hemphill, CFP®, CPWA®, ChFC®, CIMA®
Jim has been a CERTIFIED FINANCIAL PLANNER™ professional since 1982. He earned the Chartered Life Underwriter certification in 1998 and the Chartered Financial Consultant designation in 1999. In August of 2000, he received his Certified Investment Management Analyst designation after study at the Wharton School of Business. To read Jim’s full bio, click here.

Audrey Libois, CFP®
Audrey joined TGS Financial Advisors in 2010. As a member of the Planning Team, she has focused on developing tools that best communicate planning strategies and allow clients to quickly gain insight into their financial progress. Audrey holds the CFP® designation and is a member of the Financial Planning Association. To read Audrey’s full bio, click here.

David A. Burd, CFP®
A graduate of Swarthmore College, David has worked in the investment field since 1978. He co-founded TGS Financial Advisors with Jim Hemphill in 1990. He holds the CERTIFIED FINANCIAL PLANNER™ certification and is a member of the Financial Planning Association, the Society of Financial Planners and the Financial Service Institute. To read Dave’s full bio, click here.

Thomas A. Rylko, CFP®
Tom joined the firm in 2006 as the firm’s Special Projects Associate. In 2007, he transitioned to the Financial Planning Department as a Financial Planning Associate, and in 2008, he became Financial Planning Director. Tom manages the production of investment and planning proposals and is also responsible for quality control of TGS’s wealth management process. He holds the CERTIFIED FINANCIAL PLANNER™ certification. Read Tom’s full bio here.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. 

TGS Financial Advisors (“ TGS ”) is an SEC registered investment adviser located in Radnor, Pennsylvania. TGS and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which TGS maintains clients. TGS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.